When investing in our ethical funds you can choose to devolve 0.1% of invested capital (1 euro every 1000) in favour of an Etica Sgr fund that guarantees microfinance projects and supports high social and environmental impact crowdfunding initiatives. The projects and initiatives are selected and run by Banca Etica.
With the quota destined to microfinance we guarantee Banca Etica loans to finance:
- people who find themselves in severe social and economic distress;
- people who wish to start their own businesses;
- social cooperatives in need of capital.
Results of our microfinancing activities
The sum devolved to guarantee microfinance projects amounts to 6.3 million euros, against which Banca Etica has been able to provide 1105 loans from 2003 – the first year of the fund – through till the end of 2023. In 2023, 123 loans were granted
6.3 mln €
Amount devolved
1105
Total loans provided
123
Loans provided
We believe in supporting the real economy, 64% of loans provided in 2023 were for entrepreneurial initiatives. The remaining 36% went to charitable schemes.
Loans provided in 2023
64 %
Entrepreneurial initiatives
36 %
Charitable initiatives
Before subscribing, please read the KIDs and Prospectus available from placing agents.
The placement of the “Linea Valori Responsabili” and “Linea Futuri Sostenibili” funds is only available in Italy. For further information, please refer to the Italian version of the website.